Can a company with a lien on your car charge you 30% interest on loan made 5 years ago but charged off ?
Jennifer questioned:
We had filed liquidation in 2004 and did not realize our car had been used as look excellent and that these loansharks had a lien on it. Now the car has been totaled and we need the refer to to check up with indemnity. Yikes! Do we have any way out of this. We on loan 1200 and they are adage payoff is 2200.
What is a charge off in regards to a car?
breezylocks2000 questioned:
I am in the rear on my car payments about 5 months, and I am finally able to make payments again. I recieved a call from the car company adage if I didn’t get current on my payments that they are inane to payment off my loan, which I only owe $1100 more dollars on it for a 2004 car. I don’t have $1100 to give them, but am tiresome. What does a payment off mean? What can they do?
What happens to your credit when you have someone take over your car loan?
sarmientoatebay questioned:
I want to get a uncommon car in the near possibility, but don’t want to sell it to to the dealer. What can I do for a name to take over the left over loan payments and what will it do to my credit.
Will having a paid car loan in my credit history benefit when I try to get a mortgage in the future?
Virgil M questioned:
Right now my credit rating is a modest over 800. The only equipment in my credit description are 2 current credit cards. I am also about to buy a new car and am tiresome to figure out if it will be better for me in the possibility (when I am tiresome to buy a household) if I get an car loan or if I just pay the car for For myself.
What is the worse thing that can happen to me if my car gets repossessed?
SoCal007 questioned:
I live in California. I have been unemployed for 8 months and my unemployment has run out. I have a three year ancient and now I have to choose between FOOD or my CAR. I don’t care if it gets repossessed, I’ll ride the bus, but how can this chat me now and in the possibility? I am having a breakdown in view of the fact that I’m doing temp work and anything I can get my hands on until I get a full time job. I am tiresome my damn best to get employed and quick, but I can’t meet the expense of my car any longer. How long does it take for my car to get repossessed and what will take place?
Which will improve my credit the most, getting a car lease or loan?
Mrs Piggy! questioned:
I went owing to a foreclosure over a year ago. Now I have zero debt and I plot on export another household sometime in the possibility. Which will do my credit score better. A car loan or lease? I have ample cash to buy the car outright but it wont help my credit score. If I bought a car I would pay it off in 6 months.
I got my car repoed 5 months ago, will my credit ever recover?
AF*oNe questioned:
What just so happens when your vehicle gets repoed? How will I get a car in the possibility or am i screwed??
I got my first credit card and I want to establish good credit to get financed for a car in the near future?
Ben V questioned:
I got my first Credit card and here wasn’t much in rank sent to me on how credit facility. I was also sent a modest cut of paper tell me that “See of chat in stipulations to your credit card tab.” I called the 24hour helpline and the lady told me some material different to what I have been hearing on establishing excellent credit. First business she told me to do to set up excellent credit is to use your credit card nearly to its max. Then pay off the entire amount each month. What have been told by public and the commercial Commercial banker who ordinary my card is to only payment about 50% of your max and then pay off the minimum weigh each month so that you show you can make payments. It doesn’t build credit if you pay off the entire amount.
Is it right that when you pull your credit to see your credit score it dings you or is it only if you get denied for financing. It is also terrible if you only payment 20$ bucks on credit your first month then 100$ bucks the next month you get dinged for inane over your typical exciting amount. How do I calculate my APR? How long must I wait before I try to get financed for a car? What additional questions must I be asking. Is here any website’s that can help out in appreciative how credit facility and how to get excellent credit and keep excellent credit?
how long does car repossession stay on your credit report?
Brandon R questioned:
I recently had my car repossesed while in between jobs, and now owe about $4,000 left over on my loan. How long typically do these type of repossesions stay on someones credit report and how it will look me in the possibility. Also what steps can I take to fix and or aleviate the unenthusiastic reputation of having a repossesion?
Will always paying my car payment on time make me have a great credit score?
cuteandsmart08 questioned:
I am 18 being ancient and before I got my car loan I did not have a credit score yet. I was able to get the loan in view of the fact that a credit union gave fastidious students at my lecture with splendid grades the ability to get the loan. My dad co-signed. I will pay the car off in another few being. If i make all the payments on time will I have a splendid credit score? Or will I subdue have to do additional equipment to have a excellent credit score? Any additional in rank for my possibility credit?
What is the worse thing that can happen to me if my car gets repossessed?
SoCal007 questioned:
I live in California. I have been unemployed for 8 months and my unemployment has run out. I have a three year ancient and now I have to choose between FOOD or my CAR. I don’t care if it gets repossessed, I’ll ride the bus, but how can this chat me now and in the possibility? I am having a breakdown in view of the fact that I’m doing temp work and anything I can get my hands on until I get a full time job. I am tiresome my damn best to get employed and quick, but I can’t meet the expense of my car any longer. How long does it take for my car to get repossessed and what will take place?
how long does car repossession stay on your credit report?
Brandon R questioned:
I recently had my car repossesed while in between jobs, and now owe about $4,000 left over on my loan. How long typically do these type of repossesions stay on someones credit report and how it will look me in the possibility. Also what steps can I take to fix and or aleviate the unenthusiastic reputation of having a repossesion?
Got my car repossessed how do I build back my credit?
steady questioned:
I have the cash to pay off the 14000 dollars to get the car back. What happened was I stirred two months ago I was on auto pay gmac and did not get the mailings to re place your name down in autopay which apparently has to be done each 2 being. I plot to get the car back next week. My question is how can I build back credit so I can get a car loan and buy a household in the possibility?
I got my first credit card and I want to establish good credit to get financed for a car in the near future?
Ben V questioned:
I got my first Credit card and here wasn’t much in rank sent to me on how credit facility. I was also sent a modest cut of paper tell me that “See of chat in stipulations to your credit card tab.” I called the 24hour helpline and the lady told me some material different to what I have been hearing on establishing excellent credit. First business she told me to do to set up excellent credit is to use your credit card nearly to its max. Then pay off the entire amount each month. What have been told by public and the commercial Commercial banker who ordinary my card is to only payment about 50% of your max and then pay off the minimum weigh each month so that you show you can make payments. It doesn’t build credit if you pay off the entire amount.
Is it right that when you pull your credit to see your credit score it dings you or is it only if you get denied for financing. It is also terrible if you only payment 20$ bucks on credit your first month then 100$ bucks the next month you get dinged for inane over your typical exciting amount. How do I calculate my APR? How long must I wait before I try to get financed for a car? What additional questions must I be asking. Is here any website’s that can help out in appreciative how credit facility and how to get excellent credit and keep excellent credit?
I got my car repoed 5 months ago, will my credit ever recover?
AF*oNe questioned:
What just so happens when your vehicle gets repoed? How will I get a car in the possibility or am i screwed??
Got my car repossessed how do I build back my credit?
steady questioned:
I have the cash to pay off the 14000 dollars to get the car back. What happened was I stirred two months ago I was on auto pay gmac and did not get the mailings to re place your name down in autopay which apparently has to be done each 2 being. I plot to get the car back next week. My question is how can I build back credit so I can get a car loan and buy a household in the possibility?
My dad told me not to pay off my car loan because it will hurt my ability to get credit in the future. True?
Brad questioned:
I technically have 3 being left on my car loan, but I’m meeting on ample cash to pay it off, so I was inane to, but my dad told me not to. He says if I do, I will not be able to get credit for a home hold or another car in the possibility, as I need to set up excellent credit by paying the loan off for the total 5 being (been paying for 2 1/2 really).
Is this right, or can I pay it off?
also people,, do you know your credit affects your future job,,, car insurance rates?
angela j questioned:
alot more on this everyday!!! and it is right!! so reflect about it next time i call you to help you descend an tab,, i am here to help you save $$$ and help you apparent up your credit! pay 1/2 now or triple before long,, its up to you!
oh delight ,, pay your bill dummy,, or try and get a real job,,
ok,, i realize i am surrounded by public who dont pay their bills, , hope all your kids win scholarships,, and excellent luck
in the future when the economic crisis is over would i be able to get a £25,000 bank loan for a car?
Mark B questioned:
Im 28 being ancient, i would like a loan for a Ferrari 348ts. i earn £27,000 a year
How much would one late credit card payment will effect my credit report/score for now and in the future?
Brighteyes questioned:
I made one late payment and it was reported to the pool buruea. How would it look me in the possibility? ie: buy a car, household, loans, and etc…
